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Credit Card Payment Tracking

Hi, I wanted to suggest an improvement to how credit card and debt payments are handled. Currently, if I record a credit card payment as a transfer from my bank account, Brim does not include it in my expenses. I understand that technically it is a transfer, but from the user’s perspective, that money is actually leaving their pocket to pay off a debt. This makes it difficult at the end of the month to know how much money was allocated to debt payments and where that money went. It would be very useful to have a “Debt Payments” section or category that allows these payments to be tracked without duplicating them, while still clearly showing them in the monthly summary. This would make it easier to distinguish between expenses, debt payments, and transfers to savings or investments, giving users a clearer picture of their money. Thank you for considering this suggestion.

Alexander Hidalgo 11 days ago

More attractive interface and better category customization

It would be great to make Brim’s interface even more attractive and modern, with a clean and elegant Apple-like design. It would also be very useful to have Expenses and Income categories separated in the Manage Categories section, making it easier to organize everything and keep better track of our finances. Additionally, when users create a custom category, it would be great to have a library of beautiful and modern icons to choose from, so we can select the one that best represents each category. And something I think would be really nice: having an additional section with brand logos. For example, if I create a group called “Subscriptions” and then create a category called “iCloud”, I could select the iCloud logo as the category icon. The same could work for Spotify, Netflix, YouTube, Amazon, etc. I think this kind of customization would make Brim feel much more personal, modern, and attractive, and could be a great detail to catch the attention of new users when they discover and interact with the app. 🙌

Alexander Hidalgo 18 days ago

3

Credit Card Billing and Payment Management

Add functionality to the Credit Cards section that allows users to configure and track their credit card billing cycles and payment due dates. Requirements Allow users to define the statement closing date for each credit card. Allow users to define the payment due date for each credit card. Automatically calculate and display the next payment due date based on the configured billing cycle. Display the current billing period balance directly on the credit card. This balance must represent the total amount spent within the card’s current billing period, not the user’s expenses for the current calendar month. Display the total amount due for the current billing period, based on the transactions included in that credit card’s statement period. Clearly distinguish between: Monthly spending: expenses grouped by calendar month. Credit card billing period balance: expenses accumulated between the previous and current statement closing dates. Amount due: the total amount that needs to be paid for the corresponding billing period. Notify users when a credit card payment is approaching or due. Allow users to view a period-based report for each credit card. The report should include relevant information such as: Billing period. Statement closing date. Payment due date. Total spending during the billing period. Total amount due. Payments made toward the period. Remaining balance to pay. Transactions included in the billing period. Allow users to select a specific billing period or date range when viewing the report. Goal Provide users with an accurate view of their credit card billing cycle, including the amount accumulated during the current period and the total amount that must be paid, without confusing it with monthly expense tracking.

Somar Romero about 1 month ago

Customised Budget cycle

Feature Summary: I would like to request more flexibility with budget cycles, specifically allowing each account to have its own independent cycle and a customizable budget period. This is crucial for accurately tracking credit card spending and billing cycles. Current Limitation: Currently, the app applies a single, global budget cycle across all accounts. This doesn't reflect real-world financial habits, especially for users managing multiple credit cards with different statement dates. Real-World Use Case: Most credit card users don't operate on a strict calendar-month budget (1st to 30th/31st) for their cards. The Scenario: A credit card's billing cycle might run from the 15th of last month to the 14th of this month. The spending incurred during this period is calculated as "this month's bill," which becomes the actual budget/payment target for the current calendar month. The Need: To accurately track this, the app needs to support account-specific budget cycles where a user can set a custom budget period that aligns perfectly with their specific credit card statement dates. Suggested Solution: Remove the global budget cycle restriction. Allow users to go into an individual account's settings and define a unique Budget Period/Cycle (e.g., "Starts on the 15th of every month"). This change would make the app incredibly powerful for anyone trying to manage credit card debt and monthly cash flow effectively. Thank you!

Adhil P P 3 months ago