Credit Card Billing and Payment Management

Add functionality to the Credit Cards section that allows users to configure and track their credit card billing cycles and payment due dates.

Requirements

• Allow users to define the statement closing date for each credit card.

• Allow users to define the payment due date for each credit card.

• Automatically calculate and display the next payment due date based on the configured billing cycle.

• Display the current billing period balance directly on the credit card. This balance must represent the total amount spent within the card’s current billing period, not the user’s expenses for the current calendar month.

• Display the total amount due for the current billing period, based on the transactions included in that credit card’s statement period.

• Clearly distinguish between:

  • Monthly spending: expenses grouped by calendar month.

  • Credit card billing period balance: expenses accumulated between the previous and current statement closing dates.

  • Amount due: the total amount that needs to be paid for the corresponding billing period.

• Notify users when a credit card payment is approaching or due.

• Allow users to view a period-based report for each credit card.

• The report should include relevant information such as:

  • Billing period.

  • Statement closing date.

  • Payment due date.

  • Total spending during the billing period.

  • Total amount due.

  • Payments made toward the period.

  • Remaining balance to pay.

  • Transactions included in the billing period.

• Allow users to select a specific billing period or date range when viewing the report.

Goal

Provide users with an accurate view of their credit card billing cycle, including the amount accumulated during the current period and the total amount that must be paid, without confusing it with monthly expense tracking.